Judicial Collection

Effective debt recovery through legal processes

At KMR Legal, we offer specialized judicial collection services for effective debt recovery. Our team of attorneys expert in procedural law and judicial collection will help you recover your credits through efficient and strategic legal processes.

Our Collection Services

We offer comprehensive solutions for the effective recovery of your debts.

Monitory Processes

We manage judicial collection processes for debts documented in non-executive titles, such as invoices, contracts, or debt acknowledgments.

Executive Processes

We process executive proceedings for the collection of debts backed by executive titles such as promissory notes, bills of exchange, or checks.

Mortgage Foreclosures

We handle mortgage foreclosure processes for creditors seeking to recover their investment through the execution of real guarantees.

Pledge Executions

We manage the execution of pledge guarantees on vehicles, machinery, and other movable assets given as collateral.

Debt Negotiation

We offer extrajudicial negotiation services to reach payment agreements that avoid lengthy judicial processes.

Preventive Advice

We provide legal advice for the proper structuring of credits and guarantees that facilitate eventual collection processes.

Our Results

Our track record of success speaks for itself.

85%

of cases resolved favorably

70%

of debts recovered in pre-judicial phase

+500

collection processes successfully managed

15+

years of experience in judicial collection

Our Process

We follow a structured and strategic approach to maximize the chances of recovering your debt.

Case Analysis

We evaluate the documentation supporting the debt, determine the viability of recovery, and design the most appropriate strategy.

Pre-judicial Management

We conduct extrajudicial collection efforts through formal communications and negotiations with the debtor to seek a payment arrangement.

Judicial Process

If pre-judicial management is not successful, we initiate the corresponding judicial process according to the type of document supporting the debt.

Judgment Execution

Once a favorable judgment is obtained, we proceed with execution for the seizure and auction of the debtor's assets.

Recovery and Liquidation

We manage the effective recovery of funds and perform the final liquidation of the process.

Types of Collection Processes

Learn about the different legal processes available for debt recovery.

Monitory Process

For debts without executive title. Approximate timeframe: 6-18 months.

Invoices, promissory notes, bills of exchange, checks, public accountant certifications.

Mortgage Foreclosure

For credits secured with a mortgage. Approximate timeframe: 8-24 months.

Mortgage loans, loans with real estate collateral.

Pledge Execution

For credits secured with a pledge. Approximate timeframe: 6-18 months.

Vehicle loans, machinery, and other movable assets.

Frequently Asked Questions

Recovery time varies depending on the type of process, the complexity of the case, and the workload of the courts. In general, a monitory process can take between 6 and 18 months, while an executive process can be resolved in 4 to 12 months. Mortgage foreclosures tend to be more extensive, taking between 8 and 24 months. These timeframes can be significantly shortened if a payment arrangement is reached during the process.

The required documents depend on the type of process. For a monitory process, you will need documents that demonstrate the existence of the debt, such as contracts, invoices, account statements, or debt acknowledgments. For an executive process, you will require executive titles such as promissory notes, bills of exchange, or checks. For mortgage or pledge foreclosures, you will need the credit contract, the mortgage or pledge deed, and registry certifications that demonstrate the existence of the guarantee. In all cases, it is essential to have documentation that clearly identifies the debtor.

Costs include legal fees, which can be structured as a percentage of the recovered debt or a fixed fee, and procedural expenses such as stamps, edicts, certifications, and expert fees in case of appraisals. In Costa Rica, the losing party in a lawsuit generally must pay the procedural and personal costs, which means that, in case of success, these expenses could be recovered from the debtor. During our initial consultation, we will provide you with a detailed budget based on the specific characteristics of your case.

Yes, once a favorable judgment is obtained or in some cases from the beginning of the process, it is possible to request the seizure of movable assets, real estate, salaries, and bank accounts of the debtor. Salary seizure is subject to legal limitations, generally allowing up to 25% of the excess of the minimum wage to be seized. For bank accounts and other assets, the seizure can be for the total amount of the debt plus interest and costs. Our team will identify the debtor's seizable assets and manage the seizure proceedings strategically to maximize the chances of recovery.

Recover Your Debts Effectively

Don't let unpaid debts affect the financial health of your business. Our team of attorneys specialized in judicial collection is ready to help you recover what belongs to you.

Inquire About Your Case